Getting Started with Medicare in 2024: A Comprehensive Guide

As we step into 2024, understanding how to navigate Medicare is essential for anyone approaching retirement or those newly eligible. Medicare is a federal health insurance program designed to support seniors and certain younger individuals with disabilities. Here’s a detailed guide to help you get started with Medicare in 2024.

  1. Enroll in Medicare

Here’s how to enroll in Medicare:

  • Automatic Enrollment

    : If you’re already receiving Social Security or Railroad Retirement Board benefits when you turn 65, you’ll be automatically enrolled in Medicare Part A and Part B. You’ll receive your Medicare card in the mail three months before you turn 65.

  • Manual Enrollment

    : If you’re not automatically enrolled, you need to sign up. You can do this online at the Social Security Administration (SSA) website, visit your local SSA office, or call the SSA. For Part D coverage, choose and enroll in a plan through private insurers.